This morning, I met the third party adjuster regarding the claim for things Aviva won’t/can’t cover.
I liked this guy. He didn’t sit there, listen to me prattle, then tell me, “I have everything I need. I’ll let you know their decision when it comes.” Instead, he told me flat out that he feels my claims are justified and, most importantly, they are not fraudulent.
I went in there to argue for $2,700. At the end, he said he had enough to recommend I be cut a cheque for $2,800 but that he suggest I pull out a couple of tax notices of assessment in support of my claim for lost income. I had claimed $500 per week for two weeks, for a total of $1,000. He said that he felt I lost three weeks of income. I went over my notices of assessment and was able to average out to $500 a week between 2010 and 2011, so my claim went from $1,000 to $1,500. I am now waiting to hear about about a $3,300 claim!
I don’t like to talk about how much money I make/live off of/my budget, but I know that the above information is going to raise a few eyebrows. All I will say is that in 2010 and 2011 I also partially lived off of withdrawals from my nest egg. So, no, I am not living on just $1,100 a month. This is the most detail I am ever going to provide about my financial situation. 🙂
Because of the major tropical storm/tornado that happened at the end of May, the adjuster is super busy. So he said that he won’t have a final answer for me till the fall, but that he will do what he can to have a cheque for me by the beginning of October. So it looks like I will likely be getting something. I still need to save up this summer for the toad conversion, but I may not have to save as much to hit the road in the fall. This story may end up having a happy ending after all.
Throwing confetti in the air.. whoopee!! Yes!
I especially liked that he agreed that going to Alberta to get the toad was my only reasonable and logical course of action and that he just had to get a little more supporting documentation to convince the American adjusters.
Congratulations, you got a good one! Glad to hear that you’re being treated well.
That’s great!
But I am a bit surprised the check will take 4 months. 🙁
Congrats anyways!
Vicki
Vicki, the four month delay is because the adjuster has to prepare a report to present to the moron’s insurance company. He doesn’t issue the cheques but only makes a recommendation. It’s basically like a lawyer who has to build a case with supporting evidence before going to court. This is low priority for him right now because of all the claims due to the tropical storm and tornado. All in due course!
Glad your trials are coming to an end. I’m so very glad you were not injured at the time.
The very same day you were rear ended my grandsons were being driven to school by their Father and were hit by a train. Dad died at the scene and the 5 yr old just had his 7th surgery, this one to un-wire his jaw and remove his trach. The 8 year old suffered less damage and was only in the Hospital 9 days. The insurance is a nightmare as you well know and the charges are in the millions so far.
Caroline, I’m so sorry for your loss and your family’s suffering.
This is really good news!! About time you get someone who listens to you and is just a little understanding. But you did your home work which I’m sure made it easier for him. Plus a little extra money ; ) Too bad you have to wait a while for the check. I’m glad you were not hurt in the accident. To deal with that on top of everything else would of been a lot.
My boyfriend is a translator for Spanish in Ca. He has been doing it for about 3 yrs now and make enough money to pay the bills. But when you work for yourself there can be those slow times.