Ah, having been a fed really was useful as I’ve learned how the great mean machine thinks and acts.

I’ve been researching private insurance and have found a number of folks who do ‘special property’ insurance. I’ve contacted a few to see if I could get the contents of my rig insured, plus get some personal liability coverage. Possibly, and only if SGI will insure the motorhome for the driving portion of the equation.

So I went back to the broker in Assiniboia and asked them if SGI would insure a vehicle that I’m living in. YES. They just won’t merge their house and auto policies to give me an all-in-one or give me the personal liability coverage.

Now, I just need to find someone who will give me the coverage I’m missing. I really doubt that I’ll get anything as good as I had with Aviva Elite, like the hotel and meal perk if I’m forced out, and I’m sure I’ll end up paying, sum total, way more than I’m paying now (about $1,700 a year for the truck, motorhome and contents, and liability). But if I can pull this together, I may get my Saskatchewan residency!

The moral of the story is, be your own advocate. And remember the government is just a bunch of robots acting in unison. Confuse them enough and you just might get what you want.

Star Trek has been the best education of my life.

The insurance broker I spoke to in Assiniboia has been unable to find me coverage for living in my motorhome. I spoke with someone who commented on the blog about having similar difficulties and followed up as to what she did. She took up residency outside of Saskatchewan.

As long as the insurance issues are not dealt with, there is no point in moving forward with the residency transfer. I was going to remain mum about all of this, accustomed as I am to living off the radar. But the realisation that I’m actually coming ‘legitimate’ again, willing to live in one province for six months and traveling as a snowbird the rest of the year, has made me decide to go public. The only issue I’m having is that Saskatchewan insurers don’t want me to live in my motorhome. Why would I put myself into debt to get another residence when this one suits me just fine?

Since Saskatchewan has government-run insurance, I did the logical thing and contacted the government. We’ll see if that gets me anything.

If I don’t get resolution from that, the next step will be the media. I am going to have to be very open about my conundrum in order to protect myself.

Most irksome is that this is delaying my getting health coverage. It might not be clear to folks who have never changed provinces, but that’s the last step to establishing residency and you use your vehicle registration and new driver’s license as part of the proof that you can get health coverage in the new province. Because the two databases are linked, it is almost impossible to have health coverage in one province and a driver’s license in another, unless one of the provinces is Quebec since it doesn’t share information with other provinces (writing from experience…).

So until I get my vehicle insurance issues resolved, I’m stuck for health insurance. While I could use my Alberta health care for a real emergency here, it would raise a red flag.

Just another day in the Independent States of America. I may have to question just how badly I want to be at Haven. 🙁

I would like to clarify this post as the issue I’m facing isn’t clear. The problem is that insurance is run by the government in SK and they do not have an obvious product that fits my need. Therefore, they will not insure me. The issue isn’t whether or not I can live in a motorhome but rather I can live in it while being protected in the event of an accident, break in, fire, etc. If I was dealing with a private corporation, they should have more flexibility in creating a product for me. The government is not set up to think outside the box.