I got back from a Willow Bunch run this morning to find several emails from insurance brokers in Regina regarding my conundrum. All but one basically said, “Yeah, good luck with that.”

The exception basically said, “Hey, no problem! You’ll get the basic RV insurance from SGI to make it street legal, then we’ll add on some extra coverage since it’s your house and you need more liability, and finally we’ll tack on a basic tenant insurance policy for your contents.”

I forwarded the email to my SGI contact who confirmed that this is doable. It is!!!! Now, I’m waiting for the other guy to get back to me with some answers regarding the coverage they can give me. It’s nowhere near as good as what I’m getting with the Elite coverage and I’m wondering if we can get a little closer to that (eg. being able to get a hotel and restaurant meals if I’m forced out).

Not counting the out of province vehicle inspections, which I’ll get to momentarily, my paperwork is mostly in order. I have all my Quebec claims history and my driver’s abstract. But when I moved from Yukon to Alberta, my Yukon broker refused to give me my claims history and sent it directly to my Alberta broker, after two or three requests. I’m going to request my Alberta claims history and at the same time ask if they have the Yukon information to send along with the Alberta records. I have a Yukon driver’s abstract and SGI can access Alberta records to get my history there.

So the next major hurdle is the out of province vehicle inspections. Since I needed propane, I decided to drive to Assiniboia to talk to someone in person. I went to the SGI website, found the only place in town that could do both vehicles, and headed there. The truck is scheduled for first thing Tuesday morning and Miranda for the Tuesday after that. I forgot to ask about the cost and, really, it’s irrelevant since I need the work done.

Once the truck safety is done and any issues found are addressed, I will be able to get my Saskatchewan driver’s license and health coverage as well as the plates for the truck and the tenant insurance for Miranda. That will mean Miranda will not be street legal but I’ll be okay parked on my property if disaster strikes.

The out of province inspections are a huge wildcard. I have no idea what may be found. The truck was safetied in Alberta last summer, so I’m not too concerned. But I really don’t know about Miranda because of the accident I had last year. I know the brakes won’t be a problem, but there could be alignment issues and I could be forced to buy my tires right then and there when I was hoping to get her into a Montana tire shop.

My feelings about the purpose for the out of province inspections aside, I know that Miranda’s likely due for a thorough inspection, so I’m trying to be zen about this instead of thinking of all the time it’s going to take to pull out, get there, do the inspection, come back, get set up again, and do it all over again in the likely event that she needs work done.

So to reiterate, provided the truck inspection goes smoothly and I get the rest of my claims history promptly, I just may end up being a Saskatchewan resident by the end of the month. And for the rest of my life. The next time I immigrate somewhere, it’s to another country.

(And the word ‘immigrate’ is not hyperbole. I have proof on my desk, a government form from Quebec, that you don’t move to a new province but rather immigrate to it.)