Getting the Ball Rolling

Today was a town day, so I popped into an insurance company to talk about proper insurance for Miranda so I can get started on transferring residency to Saskatchewan.

Aviva doesn’t have an Elite product for Saskatchewan, so I’m at square one for finding a company willing to insure me for living full-time in the rig. The added difficult is that SK has mandatory basic government insurance, so you have to start there then go to a secondary insurer.

I presented myself as a snowbirder who lives in the motorhome and will be parking it during the summer but wanting to keep it street legal and insured properly in case I need to take it for an emergency.

The gal I spoke with made a few calls and got told that I can’t live in my motorhome if I want to be insured by them. I had brought copies of my insurance policies, so she took copies of them and said she would pass them around and try to find someone willing to cobble together an insurance package for me.

That settled (well, not) she said that I am facing ‘additional difficulty.’ She pulled out the list of documents I will need to provide to prove that I am a resident of Saskatchewan and I laughed. This is the first time THAT’S not going to be an issue!

Once I get confirmation that insurance is a go, I will go talk to Kal-Tire about getting my out of province inspections done. I would rather have had those done closer to departure date, but my Alberta insurance runs out at the end of the month, so it would make sense to get this buttoned up before then. If I can get SK insurance, they will NOT insure Miranda if the OOPI and plate transfer from AB haven’t been done.

If I cannot get SK insurance, then I’m going into stealth mode. But it’s been my experience that with money, absolutely anything is possible. We shall see.

My Albert insurance dropped a whopping $250 between both policies this year. Nice to know I didn’t get penalized for a not at fault accident!