The 330 area code serves northeast Ohio. The person on the other end was the insurance adjuster for the moron who rear ended me. She sounded very pleasant, apologizing for taking so long to get back to me and promised to get in touch with my adjusters today.

We began with my going over the details of the accident and she says that my story lines up with her client’s. We briefly discussed the damage to both the car and the motorhome as well as to my contents.

The first bit of good news was that she wanted to know if there is a place she can send me my $1,000 in deductibles soon as she gets confirmation from my adjusters that I have them. Hell, ya. Thank you. One less stress.

Next, I told her about the axle issue and she said that she will listen to both the mechanic and the appraiser regarding the damage. I think they will both go to bat for me on this issue. Moreover, I had a thought last night. Why is the appraiser coming back out again? Whatever he first saw wasn’t enough to decide either way, but it was enough to make it worth him coming back out.

Finally, she asked me if I had any comments and I let her know that her client completely screwed up my life and that I am concerned about the axle damage being covered. I have consulted a lawyer, but I am hoping that we can resolve this through the insurance. She said that he does have sufficient coverage and if it looks like the axle could have been caused by the impact, they’ll cover it. Her tone changed after I mentioned the word lawyer. It was really subtle, but I could feel a definite chill. I remained pleasant and cheery, thanking her for her time, but something definitely changed. For better or worse, we’ll soon find out.